POintfly - I'd fix the accidentally capitalized 'o' but my backspace key is broken and nobody reads headers anyway

POINTFLY, LLC :)
This page is just a placeholder for my referral links. I have other referral links but I try to make sure that I only link to best-available offers for each product.

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Capitalone Venture Referral Link (Use this one for Choice Hotels, for example, the bonus should get you a bit over a week in a Tokyo hotel.) - CapitalOne has also recently added Japan Airlines as a transfer partner.	Amex Bonvoy (Marriott) Business, 125k points after spending 8k, this gets you 5 nights at a pretty decent hotel in Seoul, Marriott gives 5th consecutive night for no additional points on points bookings. This is a good offer, but for some, the five free night certificate offer (Up to 50k points each and can be topped up to 65k each) may be a better deal if you have a specific hotel redemption in mind, within a year of getting the certs, as they do expire.
Hilton Amex Referral Link. This isn't the best ever. I recall seeing 130k for the no-annuall fe card, 130k+free night for the Surpass, and 180k for the Aspire. It may be worth getting in on this offer now if you just want to get started with it. I like to downgrade to the Surpass or the no-AF card when annual fees come due, then upgrade when they give me a nice offer to do so. Updated September 29, 2025	Amex referral link with a decent selection of cards, the variable Gold/Platinum offers are also solid if they offer you the higher numbers (175k and 100k, respectively). Do not get the 40k green offer as there's a 60k offer out there right now. Updated September 29, 2025
Chase Sapphire referral link, the 75k offer isn't a best ever, but it's better than the standard 60k. The 125k offer for the reserve is solid if you can use the benefits. For both cards, you can downgrade to the no-AF Freedom Unlimited when the annual fee comes due next year and they refund the second annual fee if you do the downgrade within 30 days of it posting.	Topcashback, just a cashback site for online shopping. Updated August 9, 2025
- Chase Freedom Unlimited or Flex link, I advise getting the Flex since it has strong rotating categories, cell phone insurance, and the fact that you can convert a Sapphire to the Freedom Unlimited (but not the Flex) to dodge the second year annual fee. The "cashback" earned through these cards is actually in the form of points, so you can transfer them to a Sapphire account and transfer them to travel partners like Hyatt and United for outsized value via sweet spot redemptions	Mesa Homeowner card, if the referral link doesn't attach, put in 246j2h when prompted and we both get 5000 points. Not a lot, but this no-annual-fee card has an awesome "coupon book" of benefits and you earn points on your monthly mortgage payment, no you don't pay with this card, but you link your bank account to show the size of your mortgage payment and it credits you as many points as your mortgage payment was in dollars. If you're house poor, this earns points at an amazing rate. The points are transferrable to partners, my favorite examples are Finnair, which can then transfer to British Airways, which can be used on partner flights like American Airlines.
12 Status, set yourself a calendar reminder on September 8, 2025 to sign up for this and earn a delta skypeso for every successful passing yard that the Seahawks do, you have to be a WA resident.	Chase Ink and Sapphire Reserve Business links, the ink cash and unlimited offers are actually incredible, 0% intro APR for the first 12 months, the $750 welcome bonus is actually 75k Chase points that can be transferred to your Sapphire account and transferred to travel partners. Updated August 9, 2025
Charles Schwab, I don't actually get anything for this referral link, but the "Investor Checking" account is amazing, no maintenance fee, no foreign transaction fee, and ATM fees are refunded worldwide. I've had fees refunded in the USA, Mexico, Japan, China, Vietnam, UAE, and South Korea. The brokerage account isn't bad either.	Milesfeed, a summary page of travel news, flight, hotel, and credit card reviews, etc from various blogs and such. I don't get a referral bonus for this, it's just useful.
Discover IT, this cashback card is a great starter card or if you don't care about travel. 5% quarterly rotating categories, sometimes it's gas, sometimes restaurants, grocery, specific stores, etc.	Use referral code U531ER and we both get a $60 credit! Google Fi is a cell phone carrier that uses T-Mobile towers and has great pricing and plans. The phones automatically work abroad without costing extra for data. I've used my Google Fi service in USA, Mexico, South Korea, China, Japan, Vietnam, and UAE.
Seats.Aero - this is a great tool for finding award flights, you can filter by program, cap the fees and points cost, find available saver premium cabin awards, and even set email alerts. Their other product, Rooms.Aero finds and alerts you of hotel award availability too	Swagbucks, terrible name, but decent offers on here.

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